We have already helped 20 million people who are looking for a European bank account.
Hey! Do you know now that you can open a European bank account online from anywhere in the world? You are not required to physically visit the branch. You can do it remotely.
Why you need an European bank account?
Whether you want to travel, start a new life, investing in europe or run your own business, having a European bank account makes it possible to spend, receive, and transfer money in the SEPA (Single Euro Payments Area). That includes every country in Europe—even those outside of the European Union (EU).
What documents do I need?
Every bank has different requirements for opening an account. When you open a non-resident account for Europe with a bank you’ll usually need to provide:
Proof of identity
Proof of address
Proof of income (for some account types)
Let’s go to the account opening process
Here we choose a popular bank called Tomorrow Bank from Germany. Tomorrow’s customers-to-be get to choose from 3 plans available, ranging from a very affordable “Now” all the way to a premium banking experience with “Zero”. The plans vary massively in monthly costs, features available, applicable limits and fee-free allowances. This provides users with flexibility and ensures anyone can find a plan that suits them, without feeling dissatisfied or forced to pay for products they do not intend to use. It’s also easy to switch between plans as you go, so feel free to pick the cheapest option to start with – you can easily “grow into” higher-tier subscriptions at a later date.
With regards to Tomorrow Bank, you can currently choose from 3 different accounts:
Now – €4 per month
Change – €8 per month
Zero – €17 per month
Is my money is safe? 🔒
Your money is protected by the national deposit insurance up to 100.000 €. This protection applies per customer / per bank and therefore applies to all your accounts.
How to open an account in Tomorrow Bank?
You only needed a passport and a German address before creating the account. Don’t worry about your German address; you don’t have to live in Germany. You can get a German address from mygermany.com for free. You can also apply for a German address on ipostal1.com and AnyTimeMailbox.com. Now you have to install the Tomorrow Bank app from the Play Store for Android and the Apple App Store for iOS. After installing, you’ve got to open the app and tap on the “Get Started” button. Then you have to fill in your name and email address and create a strong password.
After filling out the details, tap on the “Create free login” button.
Now tap on the “Unlock bank account” button.
Choose your citizenship and occupation. Your country of residency should be Germany. Then tap on the Continue.
Now enter your date of birth, place of birth, and gender. Tap on Continue.
Choose your tax country, and you have to reply about whether you are tax-liable in the US. Tap on Continue.
Please enter the promo code: WPgDBmfU if you want to get an extra one-month free. Then tap Continue.
Please read carefully the terms and conditions and privacy policies before accepting. Tap on the “Open Account” button.
Next, verify your email. Please check your inbox and click on the confirmation link. After that, tap on “Go to Login.”
Log in your account with your email and password.
Now please choose a plan and confirm the order.
Please accept these statements. Tap on the “Next” button.
Now enter your phone number and tap on Continue.
Please fill up your address and tap on the “Next” button.
Now you’ve got to complete the video KYC. What happens in the video KYC? An agent of this bank makes a video call through the Tomorrow app. You have to show your passport from different angles, and then you receive an OTP on your phone number. You’ve got to submit this OTP. That’s it. Your KYC is complete. Now you can access your account.
After completing the KYC, you can see this interface. Now we share with you very important information about this bank. At first, you can’t deposit money with your debit card in the Tomorrow account. You need to help with money transfers like Wise, Skrill, etc. We recommend you please use Wise because it’s the most trusted in the world. Secondly, you have to pay an account maintenance fee every month, according to the plan you choose. But if you don’t like their fees or don’t want to use their service, you can close your account online through this app.
We hope this information will help you. If you are facing any problems opening an account at Tomorrow Bank, you can comment below. We are ready to help you. Thank you for paying some attention here.
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April 23, 2025
It’s incredible how technology has made banking so accessible, allowing people to open European bank accounts from anywhere in the world. The convenience of not having to visit a branch physically is a game-changer for many. With 20 million people already benefiting, it’s clear that there’s a growing demand for such services. However, what specific advantages does a European bank account offer compared to local ones?